Does Your Bank Care When You Get Ripped Off? They Should!
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| Where Can You Complain About a Car Dealer? |
Why should the bank or finance company care? Because they don't want to be associated with a bad dealer anymore than you do, even though they make thousands of dollars off their relationship with the dealer by letting the dealer set up their loan with you.
More importantly, if the dealer does something wrong, the lender is the one that can also be stuck with the liability to you. That's because when the dealer sets up the financing, federal law requires that there be a small clause in the finance contract that says any holder of the finance contract is liable for the sales problems that the dealer created when they sold you the vehicle.
So your lender, finance company, or bank cares for the same reason that they care about anything - because it can cost them money. So your complaint can matter to them.
Here is a list of the name and contact information for many of the lending institutions who car dealers work with in the Ohio Miami Valley. If you get ripped off by a car dealer, or you end up with a lemon and a dealer who won't help you out, then you may want to contact the lender and ask them why they do business with that dealer and why they don't care about you as a customer.
Banks and credit unions and finance companies - they need to hear your complaints so they know what car dealers they should stay away from and not do business with, no matter how much money the dealer is offering them.
We are also including below a list of manufacturer contacts so that you can complain directly to the manufacturer about your lemon or about what their licensed dealer did to you too, and you can ask them why they let their dealers cheat people, why they won't take back your lemon, and do they care about what happens to you, their customer, too.
Remember, the squeaky wheel is the one that gets the grease! You want them to read your complaint, care about what happened to you, and do something about it for you! So if you are going to complain, then keep it short, keep it simple, keep it accurate! And don't give up. If they won't help you out and you were ripped off by a car dealer or you ended up with a lemon you can't get rid of, call or email us. We know what to do.
Ally Bank Financial
CEO Barbara Yastine
200 Renaissance Center
Detroit, MI 48265
866.710.4623
Credit Acceptance Corporation CEO Brett A. Roberts
25505 W. 12 Mile Rd#2300
Southfield, MI 48034
248.353.2700
800.634.1506
Bank of America N.A
CEO Brian T. Moynihan
100 N. Tryon St. Ste. 170
Charlotte, NC 28202
980.335.3561
AmeriCredit Financial
801 Cherry St. Ste. 3500
Fort Worth, TX 76102
817.302.7000
800.644.2297
817.302.7897 (Fax)
River Valley Credit Union
505 Earl Blvd
Miamisburg OH 45342
937.859.1970
Smontesano@rivervalleycu.org
Day Air Credit Union
3501 Wilmington Pike
Kettering, OH 45429
937.643.2160
888.329.2472
937.643.3870 (Fax)
mail@dayair.org
Wright Patt Credit Union
2455 Executive Park Blvd AND 3560 Pentagon Blvd
Fairborn, OH 45324 Beavercreek, OH 45431-1706
937.912.7000
937.912.8148(Fax)
CEO Douglas Fecher dfecher@wpcu.coop
SVP, Chief Lending Officer Tim Mislansky tmislanky@wpcu.coop
CFO Matthew Davidson mdavidson@wpcu.coop
VP, Consumer Lending Eric Bugger ebugger@wpcu.coop
VP of Marketing & Business Tracy A. Fors tfors@wpcu.coop
VP, Internal Audit David Bowser dbowser@wpcu.coop
General Counsel Scott Everett severett@wpcu.coop
Capital One Auto Finance, Inc. General Electric Credit Union
CEO Richard D. Fairbank CEO Patrick L. Taylor
3901 Dallas Pkwy 10485 Reading Rd.
Plano, TX 75093 Cincinnati, OH 45241
800.946.0332 513.243.4328
800.689.1789
866.722.0410 (Fax)
Santander Consumer USA CEO Thomas G. Dundon
Customer Complaints AND SCUSA Holdings Investor Relations
Office of the President PO Box 961245
PO Box 961245 Forth Worth TX 76161-1245
Forth Worth, TX 76161-1245 800.493.8219
888.222.4227 investorrelations@santanderconsumerusa.com
OOPOFFICE@santanderconsumerusa.com
TD Auto Finance
CEO Timothy D. Hockey AND Customer Resolution
27777 Inkster Rd. PO Box 1622
Farmington Hills, MI 48334 Roanoke, TX 76262
248.427.6300 800.556.8172
248.427.6600 (Fax)
Mazda North American Operations
7755 Irvine Center Dr.
Irvine, CA 92618
949.727.1990
Customer Center
PO Box 19734
Irvine, CA 92623-9734
800.222.5500
CEO Jim O’Sullivan
Director of Public Relations Jeremy Barns
Chrysler Group
1000 Chrysler Drive
Auburn Hills, MI 48326
248.576.5741
General Motors
300 Renaissance Center
Detroit, MI 48265
313.556.500
CEO Mary Barra
General Counsel Michael Milikin
Mitsubishi Motors North American
6400 Katella Ave.
Cypress, CA 90630
714.372.600
888.648.7280
Mailing Address
PO Box 6400
Cypress CA, 90630
CEO Jeff Young
Chief Legal Officer John McElroy
Public Relations Alex Feorak
Nissan North America
One Nissan Way
Franklin, TN 37067
615.725.1000
Chief Customer Officer John Spoon
General Counsel Andrew Tavi
Did you get ripped off with an EasyCare contract by your car dealer? Here's where to complain -
Larry Dorfman, CEO
EasyCare - APCO
6010 Atlantic Boulevard
Norcross GA 30071
info@easycare.com
800.458.7071
Motor Trend
831 S. Douglas St.
El Segundo, CA 90245
Edward Loh Editor-in-Chief
http://www.motortrend.com/staff/edward_loh/
It might help to complain to the Dayton Better Business Bureau too. Here is their contact info -
15 W. 4th St. Ste. 300
Dayton OH 45402
937.222.5825
800.776.5301
937.222.3338 (fax)
CEO John North
jnorth@dayton.bbb.org
Mark Graham, Executive Director of Business Ethics
mgraham@dayton.bbb.org
Melissa Cutcher, Vice President of Business Relations
mcutcher@dayton.bbb.org
Christy Mauch, Director of Operations
cmauch@dayton.bbb.org
Jeanne Porter, Founder and Director of WiBN
jporter@dayton.bbb.org
And don't forget to complain to Ohio's chief law enforcement officer, the Ohio Attorney General -
Mike DeWine
30 E. Broad St. 14th Floor
Columbus, OH 43215
614.466.4986
Cincinnati Office
441 Vine St.
1600 Carew Tower
Cincinnati OH 45202
513.852.3497
Chris Wagner, Assistant Attorney General
Sandra Lynskey, Chief Consumer Protection
Melissa Wright, Assistant Chief Consumer Protection
800.282.0515
And when all else fails, remember Burdge Law Office.
Getting rid of lemons, and getting your money back, that's what we do.
Helping Consumers Protect Themselves for More than 30 Years
ABOUT THE AUTHOR
Known nationwide as a leading Lemon Law attorney, Ronald L. Burdge has represented literally thousands of consumers in "lemon" lawsuits and actively co-counsels and coaches other Consumer Law attorneys. From 2005 through 2018, attorney Ronald L. Burdge has been named as the only Lemon Law Ohio Super Lawyer by Law and Politics magazine and Thomson Reuters Corp., Professional Division. Burdge restricts his practice to Lemon Law and Consumer Law cases. The Ohio Super Lawyer results are published annually in the January issue of Cincinnati Magazine. Ronald L. Burdge was named Consumer Law Trial Lawyer of the Year 2004 by the National Association of Consumer Advocates, the nation's largest organization of consumer law private and government attorneys. "Your impact on the auto industry has been magnified many times over because of the trail you blazed for others," stated NACA's Executive Director, Will Ogburn. Burdge has represented thousands of consumers in Ohio, Kentucky and elsewhere since 1978 and is a frequent lecturer to national, state and local Bar Associations and Judicial organizations. Burdge is admitted to Ohio's state and federal courts, Kentucky's state courts, and Indiana's federal courts. Other court admissions are on a "pro hac" temporary, case by cases basis.