Wednesday

Should you buy your next car? Or should you lease?

Experts generally agree that leasing a vehicle is almost never the right decision for a consumer, but very often it can be the right decision for a business. Still, car dealers are leasing so many used cars nowadays that it even includes used cars being leased too.

So what makes it attractive? What should you look out for? Here's some advice.

First read our 11 Easy Steps to Your Best Leasing Deal a free online guide that can save you thousands of dollars. That alone can give you tips on what to look for - and what to watch out for too.

Before you sign a new car lease, or a used car lease, here are some things to think through.

How long will you keep the vehicle? The longer you plan on keeping your car, the more likely it is that buying will be a better deal for you.

Lease companies and lease banks don't treat everyone the same. They each have their own lease contract forms and that means different terms, so read it all very carefully. Your dealer most likely can pick from half a dozen lease companies if they want to - and each company gives the dealer a "bonus" for signing you up with them instead of someone else. So make sure you pick the best deal for you and not the most profitable deal for the car dealer. As an example of things to look out for, check to see if they are charging you a "disposition fee" at the end of the lease. That's a charge of anywhere from a hundred dollars to a thousand dollars just to take back the car. And that charge is on top of any excess mileage or damage charges that may also exist.

How much is your monthly payment? The advantage of a lease is most often the size of the monthly payment. It will be less for a lease than for a regular finance contract when you buy the same vehicle. That's because at the end of the lease, you own nothing. At the end of a finance contract, you own the car and you have something that is worth something.

Most important of all, don't get cheated. Be careful about the numbers. Car dealers have a  thousand ways to cheat you and getting you to sign a lease that drains your wallet or purse is just one of them. So-called "negative equity" (a term car dealers invented), is another example. Using the more expensive "money factor" is another. And there's lots more.

There's a ton of other things to think about when you are trying to decide between leasing or buying your next car. More about that is explained on our free online guide Buying vs Leasing - the Good, the Bad, and the Ugly (click here).

The more you learn, the better you will be at making the best financial decision for yourself and your family, so you don't waste your money. Leasing can be tricky and car dealers can trick you right out of your money.

Burdge Law Office
Helping consumers protect themselves for over 30 years.
It's what we do.

Tuesday

Ford Taurus and Mercury Sable Accelerator Investigation Launched by NHTSA

Be careful out there. It turns out that Toyota isn't the only one with cars that sometimes won't stop running away on their own.

Federal safety investigators have opened an investigation of "sticky accelerators" involved in the 2001, 2002, 2003, 2005, 2005 and 2006 model years Ford Taurus and Mercury Sable model lines.

Originally the investigation was limited to the 2005 and 2006 model year Taurus vehicle lines.

Apparently there are about 30 runaway complaints by owners and drivers, including one driver who complained, "Wow. The scariest thing I have ever experienced" when their vehicle blasted through an intersection at 70 mph before it could be brought under control.

Other owners have complained of self-acceleration by the Ford-built vehicles. Toyota made its own self-acceleration headlines in 2009-2010, but the number of complaints to federal safety investigators has risen steadily since the late 1980's, reports The Detroit Bureau.

Got a lemon Ford Taurus?
Want a new Ford Taurus?
Want your money back?
Get Justice.

Monday

How Car Loans Rip Off Consumers

Think getting your car loan set up by the selling dealer is a good deal? You better think again.

The Center for Responsible Lending has a terrific (and short) Car Loan Quiz that will shock you about just how much money consumer car buyers lose to car dealers who set up the financing for their customers.

No matter what your score is on the Car Loan Ripoff Quiz, your eyes will be opened.

Take the quiz by clicking here.

You can get more advice about cars, secret warranties, buying and leasing tips, and much, much more, by clicking here.

The Center also has a free online Car Loan Calculator that can help you avoid being overcharged. Click here.

The moral of the story is simple. When you visit a car dealer, hold on tight to your wallet so you don't waste your money.

Burdge Law Office
Helping consumers protect themselves since 1978

Chrysler's Mini Van - They made the mold. Are they going to break it?

30 Years ago Chrysler invented a vehicle that didn't exist, the mini van, and the public loved it. Now, they are on the verge of killing one of the last two mini van models they have left. And the decision could spell success or failure measured by dollars in a time when every dollar counts.

The new boss of Chrysler is considering killing off either the upscale and higher price Chrysler Town & Country or keeping the cheaper Dodge Grand Caravan and industry spectators are predicting that only one of them is going to survive, according to Automotive News recently.

The $22,000 Dodge sold more copies than the $31,000 Chrysler and price was probably no small part of the reason. Still, money is what counts and the Dodge sold about 15% more vehicles than the Chrysler moniker was able to muster.

You can slice and dice the numbers lots of different ways but in our experience as lemon lawyers, when it comes to quality of construction and the number of lemon law cases the brand makes, the Dodge has given consumers more headaches over the years.

The risk to consumers right now? If you buy one of these, you could be buying the model that will soon be discontinued. Pick carefully out there, folks.

Thursday

Ohio Businesses Under Attack

Ohio has long had one of the strongest business protection laws in the country. What few people know, though, is that it also is one of the strongest consumer protection laws in the country too.

Having strong laws is good. They protect honest businesses from unfair competition by those few dishonest merchants that try to hawk their goods and services with lies, deception and unfair tactics that steal away their customers. Those tactics take customers out of the marketplace, depriving honest businesses of a chance to fairly compete for their business. Customers get hurt. Honest businesses get hurt too.

And that hurts everyone.

It's hard to understand how the Ohio legislature could think that protecting dishonest merchants would be good for honest businesses in Ohio - but apparently they do.

The state legislature is on the eve of passing HB 275, which will actually hurt fair competition by honest businesses in Ohio. It will change Ohio's 40-year old CSPA law, which has been a model for the nation.

HB 275 has for years protected the honest businesses in Ohio (the vast majority) from the dishonest and slimy sales tactics of the few dishonest merchants who every day try to trick people and steal customers. How bad is HB 275?

HB 275 will freeze lawsuits against dishonest merchants dead in their tracks - and no law in the nation does that. The customers of honest businesses will be locked out from the help the courthouse can give them, and dishonest merchants will hold the keys in their back pocket.

HB 275 will create a loophole that encourages dishonest merchants to force people to go to court, adding to the caseload our Judges already face with their over-crowded dockets.

HB 275 will tie the Judge's hands, preventing Judges from stopping dishonest business practices by imposing serious penalties if they don't treat their customers and other businesses right.

HB 275 will reward dishonest businesses by letting them cheaply "buy" their way out of the courthouse and out of the penalties and accountability that the legal system imposes on everyone in our society.

HB 275 will make it harder for an honest business to compete against those few dishonest merchants who don't mind lieing and misleading customers - stealing them away from honest merchants who are just trying to make a living.

When dishonesty is rewarded by the Ohio legislature, you have to wonder how that could happen. Did someone "get" to the right person in Columbus? Did the rest of the members of the legislature not read anything more than the title to HB 275 (the "right to cure" bill) and get fooled?

People like to think that things don't go wrong at the statehouse, but this bill is a good example of something that is badly going wrong. If honest businesses and consumers in Ohio don't stop it, this trainwreck of a Bill is going to charge right on down the tracks and end up ripping out your wallet.

For more on HB 275 and how it will hurt honest businesses and consumers alike, read the editorial by David Rothstein in today's Akron Beacon Journal Online by clicking here.

Then call or write your state senator and ask them who was the person who decided they want to hurt honest businesses in Ohio. And hurt you too.

Burdge Law Office
Helping consumers protect themselves since 1978.

Friday

Dangerous Burning Mazda Tribute Vehicles Recalled

There's a Mazda in that garage.
Watch out - if you own one of the over-52,000 Mazda Tribute vehicles built in model year 2001 and 2002, you could have a vehicle that bursts into fire unexpectedly. Finally federal safety investigations have resulted in a recall of the dangerous vehicles.

Reports of fires and houses burning down have been reported for years, including homes burned to the ground and injuries. It's been a "quiet" disaster for Mazda owners.

Do you own one of these dangerous lemon Mazda vehicles?

Vehicle Make / Model:     Model Year(s):
     MAZDA TRIBUTE     2001-2002
Manufacturer: MAZDA MOTOR CORP Mfr's Report Date: JAN 19, 2012
NHTSA CAMPAIGN ID Number: 12V016000 NHTSA Action Number: N/A
Component: SERVICE BRAKES, HYDRAULIC:ANTILOCK:CONTROL UNIT/MODULE
Potential Number of Units Affected: 52,390
Summary:
 MAZDA IS RECALLING CERTAIN MODEL YEAR 2001-2002 MAZDA TRIBUTE VEHICLES MANUFACTURED FROM APRIL 20, 2000, THROUGH JULY 19, 2002. THE BRAKE MASTER CYLINDER RESERVOIR CAP CAN LEAK BRAKE FLUID. IF BRAKE FLUID LEAKS, IT COULD COME IN CONTACT WITH THE ANTILOCK BRAKE SYSTEM (ABS) MODULE WIRING HARNESS CONNECTOR.
Consequence:
 CORROSION MAY DEVELOP IN THE ELECTRICAL CONNECTOR LEADING MELTING, SMOKING OR POSSIBLE FIRE.
Remedy:
 MAZDA WILL NOTIFY OWNERS, AND DEALERS WILL REPLACE THE VEHICLE'S BRAKE MASTER CYLINDER RESERVOIR CAP AND MODIFY THE ABS ELECTRICAL SYSTEM, FREE OF CHARGE. UNTIL THE REPAIR HAS BEEN PERFORMED, VEHICLE OWNERS SHOULD PARK THEIR VEHICLES OUTSIDE.

Park it outside? Is that so your house doesn't burn down too? Folks, this one is serious.

If you own a lemon Mazda Tribute, don't take a chance. If your Mazda dealer isn't helping you, we can. We're the lawyers at US Lemon Law .com. Getting rid of lemons is what we do. Making the factory pay for it? Well, that's only fair too.

Burdge Law Office
Because life is too short to drive a lemon

Saturday

Who's best? Carfax or Autocheck or Nmvtis and vehicle history reports

CarFax and AutoCheck and the NMVTIS are three different sources for vehicle history reports that can be obtained online so you can find out the history of a used car you may be thinking of buying - so you can avoid a lemon. So, which is best and does getting one instead of another make any difference? You bet it does.

Is it worth getting a vehicle history before you buy a used car? It can certainly help you avoid buying a car with problems that can cost you thousands of dollars in the future. So getting a history can certainly help - question is, which one is best for your money?

Getting an accurate motor vehicle title history online can cost a few bucks but it can save a lot of headaches and keep you from getting a lemon used car. But only if you check all 3 online vehicle history websites plus your own state records too.

Carfax costs about $35 and has done a great job of selling itself as the "gold standard" on vehicle title reports, but we don't think it is enough if you want to know the most you can know about a used car before you take a chance on it. Carfax only uses some sources and not all that are out there.

Autocheck, which costs about $30) is another company that does the same thing and they reportedly use some of the same and some different sources of data.

Another little known but highly accurate one is NMVTIS (about $2 to $7, but beware of fake NMVTIS web sites) which is actually a web site resource that was set up with federal government assistance and guidelines because of the problems with data holes in Carfax and AutoCheck - and it is the cheapest of the bunch. And if you click here, you'll find a cheaper shortcut to the Nmvtis data where it'll cost you just about $2 - for that price, it's a bargain and a great starting place for online vehicle research.

There are some other title history web sites on the internet but these three are the "big three" of the bunch.

The simple truth, though, is that if you want to know everything there is about a vehicle's past history then the best thing to do is get a report from all three vehicle history sources. But don't stop there.

After that, also go online to look for your own state title department's online records. Many states now put their title records online and if you know the VIN of a vehicle then you can check it's history in your state for free online.

In Ohio, you can get a free online Ohio vehicle history by clicking here. Some Kentucky vehicle history is available if you click here. For other states, you can begin your search on this 50-state list by clicking here.

Look to see how many times title was transferred and if it came (or went) out of your home state, and if it was owned by a series of car dealers in a row.

Problem cars often get sold and traded in and resold again and again without anyone owning it very long. And if you see a vehicle being sold across state lines that usually means that it went to an auction somewhere, which means it could be a repo or the title is being "washed" of a title brand (such as salvage or flood car status), or worse. And when one car dealer realizes they've got a bad car, they will frequently sell it to another one, who then may do the same thing to some other car dealer. It's like passing a hot potatoe around and you will end up seeing a series of car dealers listed in the ownership chain but hardly any consumer purchaser. Any of these can be a sign of a car you don't want to get near.

The status of a vehicle title is important because many states require a motor vehicle title to be "branded" with a phrase like "salvage" or "lemon law buyback" or "flood" or "odometer" or something similar when the vehicle has been totaled out by an insurance company or when certain things go "on record" with the vehicle. Knowing that before you buy that kind of vehicle can save you thousands of dollars because any kind of brand on a title will hurt its normal market value. You can find out more about title brands and how resold wrecked cars can be a gigantic ripoff by clicking here.

If you got a vehicle with a title branded, and didn’t realize it when you bought it, in most states you would have legal rights against the seller for damages and maybe even to cancel the sale if you act quickly enough. If you end up with this kind of problem then you need to talk to a local attorney who has experience with this kind of case.

Call your local attorney's Bar Association and ask for a referral to a Consumer Law attorney or auto sales fraud attorney near you - or you can click here for a Free Online 50 State National List of Consumer Law Lawyers and find one near you (lawyers don’t pay to get listed here and most of them are members of the only national association for Consumer Law lawyers, NACA.net).

But act quickly because for every legal right you have, there is only a limited amount of time to actually file a lawsuit in court or your rights expire (it's called the statute of limitations), so don't waste your time getting to a Consumer Law attorney or car sales fraud attorney and finding out what your rights are.

Burdge Law Office
http://www.uslemonlawyers.com/
Because life's too short to drive a lemon

Tuesday

Is our country being run by millionaires?

Between 1984 and 2009 the net worth of members of the US House of Representatives almost tripled while the net worth of the average American actually declined. Same sort of thing is going on in the US Senate. It seems the fat cats are taking charge and we better take it back soon or we will lose it forever.

With a new study just released by the Center for Responsive Politics, almost half of the members of the US Congress are millionaires - the so-called "one percenters" who make up a tiny percentage of the US population at large. And the richest person looks to be a nver-heard-of-him-before Republican named Darrell Issa from California who is worth reportedly just over $700 million. Then there's Vernon Buchanan, a Florida Republican whose net worth reportedly is just shy of a third of a billion dollars.

There are plenty of other examples, both Republican and Democrat, but what this study really shows you is that while the rest of us have just been struggling to get by, the richest of the rich have been getting by just fine, thank you very much. In fact, they've been doing really rather well.

Is it any wonder that Congress favors big businesses owned by millionaires and billionaires, over the interests of the everyday consumer just trying to get by? Not really. There is a natural human tendancy to want to favor and help the people you know and who know you. And let's face it, millionaires know other millionaires, billionaires know other billionaires, and folks like the rest of us just know the rest of us.

Meanwhile, the rich put politicians in charge and the laws get changed. Think it isn't happening to you? Don't be so sure.

All across this country there is one law that every state has and that protects consumers from unfair and deceptive sales practices by dishonest merchants. Called "Udap" laws (unfair and deceptive acts and practices) or Consumer Sales Practices Acts, these laws are under attack by wealthy, conservative state legislators who are chipping away at your legal rights.

For example, in Ohio the Republican-controlled state legislature is about to amend the law so that it practically wipes it out. The Ohio Consumer Act has helped consumers fight illegal sales practices and, at the same time, helped honest merchants compete with dishonest merchants. But hard-core rich legislators, perhaps looking to their donors from the last election or the next one, want to get rid of any law that can be used against any business - no matter how honest or dishonest the business owner may be.

These zealots of change are misguided. They forget that a dishonest business hurts everyone, including the honest business-person down the street who can't compete with a liar and a thief.

Not all business owners are crooks, that's true. But there is no reason that an honest business owner should help protect a crook just because he wears a suit.

Meanwhile the bill is the Ohio legislature is steamrollling its way to approval in the coming weeks. Can you stop it? Maybe. But you better act fast. Otherwise, honest merchants will have to start adopting the deceptive and unfair tactics of dishonest merchants if they want to survive in the dog-eat-dog world that the Ohio state house seems to be brewing up for Ohio consumers.

Email, write, or call your state house representative and state senator, click here, and tell them to leave the Ohio Consumer Sales Practices Act alone. We don't need House Bill 275 and we don't need any change to our Consumer Protection law. This House Bill would help rich people get richer by wiping out some of your rights and making it harder than ever to use what little rights are left over.

We have enough rich people running our lives already. Tell the state legislature to leave our Consumer Law alone. Do it now. Before it's too late.

Find out who your state congressman is by clicking here, and call them now. And if they don't listen to you? Vote the millionaire rascals out.

Burdge Law Office
Helping people protect themselves every day

Saturday

Giving Back with Giftpacks Filled for the Needy

Each year the staff of Burdge Law Office does something for a local charity to help out the needy.

This year we returned to Fairhaven Church to help Homefull.org. Homefull works tirelessly to help homeless people by providing housing relocation help, prevention services, street outreach assistance, support services and education to the homeless in Ohio. Every day the folks at Homefull dedicate themselves to ending homelessness in our communities. Nationally an estimated nearly 700,000 people in the US are homeless according to a report in 2011 from the National Low Income Housing Coalition.

Fairhaven Church is a very giving congregation and this year their Christmas Gift project was to fill over 1,000 large plastic bins of needed home supplies for Homefull's team, to help make a difference in lives of homeless people as they struggle and gradually move into available housing opportunities.

The entire staff joined in the effort to fill some of the one thousand plus plastic tubs with the normal houseware goods and items that we all take for granted but which homeless people don't even have, so that as they move into housing they each have a 'starter' kit to help ease the transition. Now, with the tubs delivered to Homefull's staff for distribution, it's great to see so many tubs jammed full of the needed items to help ease the daily lives of the needy in our home town community.

Some of the over 1,000 plastic tubs
of supplies for the homeless

During the last year, attorney Burdge was also again invited to speak at a national seminar, this time in Colorado Springs and presented by the National Association of Consumer Bankruptcy Attorneys, where he spoke to attorneys and other professionals on the importance, value and reward of giving back to the community and the legal profession, based on research he and others have conducted on how the simple human act of sharing and giving impacts the world we live in, the legal profession, and each giver too.

The staff of our law firm has always sought to help the needy in our world and every one of us is proud to have contributed to the Fairhaven Church Christmas Gift project again this year. The homeless of every community can use a helping hand and we encourage you to help out in your home town too.

Giving is what makes the spirit of Christmas last all year long.

Burdge Law Office
Helping consumers all year long

Thursday

Escaping a Ford Escape with Seasons Greetings

Christmas and the holiday season are a wonderful time of the year.

We recently received a nice holiday greeting card from a former client. They had a bad Ford Escape that we had to fight with Ford over and they ended up getting their money back.

In the Christmas card they wrote their thanks and noted that they loved their new Honda.

When things work out right, and you can get rid of a lemon and get your money back, it's a great feeling. We were glad to have been of help in their case.

If you've got a lemon and the factory isn't taking care of you - and your dealer just wants you to trade it in on a new one - call us on our Toll Free Lemon Law Hotline at 1.888.331.6422 for a free case review. Or email us right now for free help. Christmas trees and lemon cars just don't mix!

Burdge Law Office
http://www.uslemonlawyers.com/
Because life is too short to drive a lemon

Tuesday

The super rich and their super cars crash into a super accident in Japan

You want to know where the money is and where they don't mind flaunting it once in awhile? It's in Japan.

In a single accident involving more than a dozen of super rich drivers and their "supercars" - flying by other cars at twice the speed limit -  a chain reaction crash into each other resulted in a total loss of millions of dollars. Apparently having money doesn't have much to do with being able to drive carefully.

Count 'em up, folks.

8 Ferrari cars, 3 Mercedes, a Lamborghini supercar, a Toyota supercar, and others - reportedly a total of 15 cars - crashed one into the other into the other into the other, etc, until there was $4 million + worth of supercars turned into smashed parts on the highway to Hiroshima. Amazingly ten people were taken to the hospital with only minor injuries if you don't consider their pride, which was badly damaged in the process.

And caught up in the midst of it all was one lone Prius - which was damaged not nearly as bad as the Lambo.

Ah, the super rich and their super cars. In this age of austerity, when the rich go out to play in public and their toys all get broken, you have to just shake your head and sort of snicker at the stupidity.



It just goes to show you.

When you drive twice the legal speed limit, keep your hands on the wheel and your attention on the road - and carry lots of car insurance too.

Burdge Law Office
Because life is too short to drive a lemon

Monday

Dollar Stores Now Outnumber National Retail Pharmacy Chain Stores

Another sure sign that people have changed their ways? Dollar stores - stores that specialize in selling items priced at $1 or less - now outnumber all the drug stores in the country.

It's a sign of the times that there are now over 21,500 "dollar" stores around the country, more than all the "Big 3" drugstores combined.

CVS drug stores seem to be just down the street from every Walgreens Drugstore, which are all just around the corner from Rite Aid stores. But when you count them all up, Dollar General, Dollar Tree, Family Dollar and 99 Cents Only stores outnumber the drug stores across the board, according to a news release from DrugStoreNews.com.

A research study from Colliers International, just release Monday, reports the rapid expansion of dollar stores, which dressed themselves up with storefront and merchandise display improvements as their customer base increased - a sure sign that shoppers are getting far more careful of how and where they spend their money.

The simple fact of life seems to be that as debt mounts, dollar store sales increase. This is true, in spite of the fact that drug stores themselves now often sell a wide variety of items - including the same types of items sold in many of the dollar stores.

Given the harder economic times that a very large part of the consuming public are living in each and every day, it should not be a surprise. It's the same reason that more and more folks are looking hard at bankruptcy as a way to deal with their debt - even during the holiday season.

If that's on your mind too, it's understandable. It may be a good time to do some bankruptcy planning so that after the first of the year you can be sure you understand your legal rights and what your options are. Bankruptcy isn't for everyone, but in these times, it may be the relief you need.

We help consumers when cars turn into lemons and they need their money back or a car that runs right so they can get to work and earn the money their family needs. And when the economic roof caves in,  we help people with consumer bankruptcy cases in the Dayton, Ohio area too. In these times, people need all the help they can get.
Burdge Law Office
Helping consumers find a way out of trouble and debt, everyday

Tuesday

What bad economy? Car Sales are at a 2 year high point

It's getting better in spite of what "they" keep saying.
The economy appears to be heading up in spite of the doom and gloom from politicians and dismal failings of some college football coaches. Enough of the bad news, folks. We can talk ourselves out of this recession or we can talk ourselves in a deeper one - it's up to us.

The good news is that housing sales are actually up in many parts of the country. Employment numbers are also holding or going up too, including locally in Dayton, Ohio. Black Friday was a boon to retailers. Cyber Monday was super to online merchants. The Federal Reserve just reported that the total consumer debt load is down - and now comes word that auto sales, which drive major parts of the American economy, are up for the last six straight months of year-over-year gains according the The Detroit Bureau. And not only are more cars and trucks being sold, but consumers are paying higher prices for them too - a sign that they can afford it again?

It was Wall Street and Detroit that crashed the economy two years and both appear to be well into the black now and the rest of the economy is moving up too.

Numbers from Chrysler, Ford and GM all show increases in sales. The survey people at JD Power & Asc, who monitor auto retail sales, also reported the increase.

Maybe it's time for all the politicians to leave America alone so it can fix the economy without the bickering sideshow that Congress puts on the network news every night? Maybe, just maybe.

But they are still building cars and some of them come out as lemons, so we're still here too.

Burdge Law Office
Because life's too short to put up with a lemon

Friday

Tips To Help You Avoid Buying A Lemon

We don't often do guest posts but here's a very nice article from Isabella Woods, a professional writer for numerous websites and publications. She's got some great tips on what to watch out for so you don't get a lemon when you go car shopping.

You’ve heard of people buying lemons - not in the food store, but in the auto dealer’s sales showroom. You might have been lucky up until now, but when you hear the stories of how some people have suffered, think about getting some help before your next car purchase – just in case it’s a lemon. Here are some tips that will help you avoid difficulty.

Pick Your Favorites and Research Them

Tip one is to do your research. Google will show you page after page about the types of cars you plan to look at. Some cars have much worse records than others. Search for the worst lemons and avoid all of those in the bottom half of the table. Choose a vehicle that has a good reliability record. There are charts and data on all brands of cars. If a certain manufacturer is always recalling cars, it might be time to take them off your list.

If you’re buying from a used car dealer, the Federal Trade Commission rules state that every used vehicle should have a buyer’s guide clearly attached to the window. You will know if you’re buying purely as seen, or whether a warranty is included. If you’re buying without a warranty, the cost of anything that goes wrong with the car from the day you drive it away from the showroom, comes from your wallet.

Take a Walk Around the Vehicle

Sometimes damage isn't as obvious as this: http://commons.wikimedia.org/wiki/File:Damaged_car_door.jpg

That's why you need to take a slow walk around the vehicle. You’ll be looking for anything out of the ordinary – do all the body panel gaps line up perfectly? Do you see anything broken or replaced by parts that just don’t look right? For a video of how we spotted one wrecked car by looking it over carefully, click here.

Want to know if the previous owners used their driving school insurance to have the car resprayed (which alerts you to accidents)? Look out for paint that has been sprayed over the line and lands on chrome or rubber trims.

Check that all the moving body panels – doors, hood and trunk – fit perfectly. Use a magnet around the car. If it doesn’t hold onto the metal, there might be body filler lurking behind.

The Inside is Just as Important

When you look inside, go straight to the pedals. If they are worn, it will be a sign of a high mileage vehicle; don’t rely on what the milometer says.

A general look around the interior will help you know if the car is feeling worn out. Are there any missing knobs and are the handles original?

Checking the seat belts, can you see melted fibers? This might be evidence of a front end collision. Belts not in 100% pristine condition will need replacing.

Water smells, perhaps mildew, are especially difficult to erase. They may be a sign that the car has been flooded or suffers consistent water leakage. Walk away now.

How Good are the Tires?

Obviously you can change the tires easily, but there are some tell tale signs of problems you can look out for. Aggressive driving can affect the whole car. To spot this, you’ll see heavier wear on the exterior shoulder by the sidewall. If the tires are worn unequally, you’ll have to look further into brake, suspension or steering problems.

Steering Clues

When it's time to test drive, look out for these clues. When driving normally, the car shouldn’t pull to one side or the other. If it does, you may have a worn steering gear. Steering wheel shake can tell you to look into the vehicle’s suspension frame. If this has been bent during a collision, it will cost you.

Under the Hood


Most people won’t know what’s good or bad under the hood, but there are a few signs you should be wary of even before a mechanic looks over the car.

Of course most engines won't sparkle like this one:
http://commons.wikimedia.org/wiki/File:1978_March-Triumph_F3_car_engine.jpg

But it ought to be pretty clean. There should be a lack or corrosion and the engine and battery should be grease free. The oil should be slick and not too thin. Any metal particles will show you it’s time to move on.

After the vehicle has been running for at least ten minutes, check under the hood to see if the engine sounds better or worse than when you started it. This is also a good time to check that gear changes are smooth.

Finally, "bounce the car" (by leaning or pushing hard on one corner of the body and suddenly letting go) to see that it bounces once or twice. More and you will know the suspension may be suspect.

If the vehicle passes all your tests, it’s time to call in your mechanic to check it thoroughly. The expense will save you hundred of dollars over time. After all, you wouldn’t want to buy a lemon, would you?

Isabella Woods is a professional writer for numerous websites and publications. One of her very interesting articles was published at US Daily Review raising the question Should Inventors and Innovaters be Compared? It's an interesting discussion contrasting the contributions and style of Steve Jobs and Thomas Edison and well worth the read.
 
Burdge Law Office
Helping consumers protect themselves everyday

Thursday

ABC News explains the Yo Yo game car dealers play on consumers

Noting that tomorrow the Federal Trade Commission starts considering a new regulation to stop unfair and deceptive car dealer fraud tricks, ABC News has an alert on their website with a nice video explanation of the Yo Yo scam that many car dealers use to trick consumers with their "gotcha" tactic.

If you don't know what a car dealer's Yo Yo scam is - then find out before it bites you in your wallet.

And if you've been victimized by what one car dealer on the ABC News video admits is a sinful and unfair tactic, then call us. Helping consumers get their money back is what we do. And we make the car dealer pay us for it too.

Burdge Law Office
Because it isn't fair to get cheated out of your money

Learn more car dealer slang terms by reading the Online Car Dealer Dictionary
Want to know what fraud legally means? Check out http://www.carfraudsales.com/

Tuesday

What cars have the highest repair bills?

One hand fixing the other
CBS News released a report on Monday which shows what cars have the fewest and least expensive repairs. In spite of the recall beating, Toyota took the top spot with its 2009 Corolla. Hyundai came in second.

The report covers model years 2001 to 2011 and looks at repairs that occurred in the last year. The report came out of CarMD originally, apparently, which is a service aimed at letting car owners know what is wrong with their car and what repair costs for problems ought to be.

CarMD based its data on mechanic info they say and not the owner survey reports that Consumer Reports gets from their reliability survey.

Luxury brands were generally worse, even though you'd think they'd rank better than non-lux brands.

You can check how reliable your car model is at CarMD's website, click here.

As for Toyota, taking the number one spot in this survey comes in the shadow of the latest Toyota recall - which hit the Avalon, Camry, Sienna, Solara, Highland and even its Lexus ES330 and RX330 and RX400h, all for model years 2004 - 2006. The latest recall is for a faulty crankshaft pulley in V6 engines which can lead to loss of power steering. Continuing their policy of apparently trying to keep recalls quiet as long as possible, Toyota isn't telling owners about this recall because they don't have an adequate supply of replacement parts, according to a report in the Christian Science Monitor on Nov. 9.

Check out CarMD to see what repairs cost for your car before you fork over big money, so you don't waste your money.

And if you've got a lemon Toyota and the dealer isn't helping you out, call us on our Toll Free Toyota Lemon Law Hotline at 1.888.331.6422 or email us right now. We know how to get their attention. It's what we do, getting rid of lemon cars and getting consumers back their money.

Burdge Law Office
Because life's too short to drive a lemon

Thursday

Thank Someone Who Served

A few years ago, a local farmer came in to see me for some help. Bills and crop prices and debt had him over a barrel and we talked about bankruptcy and what it could and couldn’t do to help relieve his situation. He was a big strong man, the way some farmers just naturally are, both in his heart and his size. We were about the same age but he looked so much older.

His situation took about 5 months to get resolved but I will never forget the day that I learned that he was a chopper pilot in Vietnam about the same time as my older brother, Larry, was there. I had no clue and never would have guessed.

We both stopped what we were talking about, his own current problem, while he looked out the window and quietly talked about what it was like then, back in Vietnam. It was hard for me to look at this older and much heavier man and try to imagine what he must have looked like back in the days of 1966-'68. Now, he was mostly bald and probably weighed a lot more than he did back then, but like me he had been young once too. Now, he didn't move as quick as he undoubtedly did in 'nam either.

But you could tell from the distance in his eyes as he spoke that he had never really left it all behind him.

He talked about what it was like to fly a chopper in and out of valleys and hills and fire, dropping down as quickly as he could and picking up a wounded soldier or two and getting back out of there, wherever "there" was, as fast as he could. Nothing but plexiglass between him and the bullets.

He said he loved flying helicopters then, but that he was never in his life as scared as he was in those few minutes between the time just before he would land and when he was back out of the worst of the fire. He said they were the longest minutes of his life. He called it dodging a lifetime of bullets, scared to death that one of them had his name on it.

He had a dusty old baseball cap in his hand as we talked. It hung loosely in his hand as he gazed aimlessly out the window. It was from some team that didn't really matter, I'm sure. His eyes were never in the room with us as he calmly and matter-of-factly talked of how men died around him and also of those who came back like him.

You could tell he had memories he wished he didn't have. He said the worst feeling he had from the whole war was that every time he'd lift off the ground he knew that while he was getting out of there, he was leaving other boys behind. He'd fly away, his heart pounding loud in his chest, while the fighting went on below him.

After a long while, he stopped talking and we just sat there, not talking at all. I could see that things were going on inside his mind and I just didn't know what to say. I was dumbstruck by this seemingly now-gentle giant of a man who had been through hell. Truth be told, I didn't think I had a right to say anything at all. After what seemed like the longest time, both of us returned to the present moment. He never spoke about it again.

It's been years now. I don't even remember his name. Probably most of the guys he saved didn't remember it either. I haven't thought of him since then until my older brother sent me a recording he found on the internet, called God's Own Lunatics (click below) that explained what it was like to be one of those foot soldiers on the ground. I clicked on it, listened, and the memory all came back to me.

I recall that he was the son of a local farmer who had gone off to war and came back all grown up - to be his father's son, a farmer again. Something about beating your swords into plows seems appropriate for me to end this note but it also seems so trivial a thing to say. I can still recall his face.
We all owe veterans a whole lot more than any of us will ever be able to repay. If you know someone who served, shake their hand and thank them. You don't need to say why. They'll know.

Tuesday

Credit Records and Credit Rights, an FYI Word for Consumers


Akron.com, a news outlet on the internet for the Akron Ohio area, recently published an article on Credit Rights and consumer rights about their credit record, authored by Dayton attorney Ron Burdge and now being circulated by the Ohio State Bar Association.
"Most consumers have no idea who can legal access their credit records," said attorney Burdge. The news article lets people know the answer to that question and lots more.

The state bar had not published any articles for the public dealing with credit rights and credit record information, Burdge's website on credit rights, OhioFairCredit.com, explains federal laws dealing with protecting your credit, monitoring your credit rating, how to get a free copy of your credit record, and more - so you can protect your good name.

Burdge has written other aritcles distributed by the Ohio State Bar Association to newspapers and media state-wide, including warranty rights and Rv lemon laws and other consumer protection laws.

Burdge Law Office
Helping consumers fight fraudsters

Monday

China Buys Saab - Are they buying everything?

Well, there's good news and, maybe, bad news.
Chinese companies, encouraged by government bureaucrats to expand ownership of foreign companies and assets, have now pledged to buy Saab, the Swedish auto maker that has been struggling to survive ever since GM cut them loose in the GM corporateUS  bankruptcy that closed down the Pontiac brand and wiped out the Saturn brand too.

The China companies that had long sought to take over the Swedish car company timed it pretty good, at times promising money and loans and million-dollar purchases, and at other times blaming government bureaucrats for blocking their corporate desires of conquest. The whole effort seems to have worked to break the back of union workers in Sweden who haven't been paid for weeks while dust gathers on factories of half-built Saab vehicles.

Meanwhile, Swedish court officials ran out of patience and threatened to drop Saab into the bankruptcy bucket for good - repeatedly.

Finally, up rides the white knight to save the day and, lo and behold, he's from China. That story had a different ending for sure.

We're just as much for free enterprise as the next guy, but Chinese companies and millionaires have been buying up real estate and companies and everything in between, on more than just one continent, for the last decade and it's getting to be a sore point. Granted there isn't much to be done about any of it, one could suppose.

On the other hand, you and I could start with the small places in our lives and start buying American products again. If Americans would stop looking at the price tag and start looking at the tiny tag that says where the product was made, and then buy products that are made in the US, it just might start to help put Americans back to work again.

While at the local Target store the other day, I decided to buy a box of pencils. Just ordinary pencils. I found a box of Ticonderoga brand - what we all used in grade school not so long ago - that cost nearly five dollars for a box of a dozen. Next to it was a larger box of two dozen pencils for a dollar. You can guess which one was made in China. It was the one I didn't buy.

The American economy can't run on the service industry alone. If we stop making products, we won't have the manufacturing capacity and knowledge necessary to remain independent of foreign influence. Yes, we realize this day and age is, to a large degree, a global economy. But there's something very wrong with a price structure that allows pencils shipped thousands of miles from China to cost so little that an American company can't stay in business making them when they ship them a few states away.

Part of the problem may be that politicians, bought by big business that shipped jobs overseas, not only gave tax incentives that wiped out jobs on US soil in favor of overseas jobs, but they also failed to create tariffs that could protect what little US jobs were left behind too. Money paid into a politician's pocket right now, means a dollar bill that never gets to a working man's pocket tomorrow.

Money is the root of the problem and it is not an issue for the President either because it is Congress that controls the playing board right now. If your Congressional representative and Senator don't act to protect your job, there is nothing the President can do. Congress has to pass the laws - no one else can do that in our political system.

Meanwhile, politicans bicker and blame each other and get nothing done and millions of jobs are shipped overseas and what few jobs don't disappear are in companies that are being gobbled up by foreign investors and government-backed companies - and who is watching out for you?

After all, when an American President said (long ago) that "the buck stops here" - he wasn't talking about the Yuan.
Burdge Law Office
Helping consumers live better lives everyday

Wednesday

Americans driving less miles than in almost a decade

You can tell the economy is still pinched tight. The Detroit Bureau is reporting that although car sales are creeping upward, Americans as a rule are driving less now than they have at any time since 2003 according to federal Dept of Transporation statistics.

That may be part of the reason that fuel prices a creeping down a little too, but they are still higher than recent times. But gas stations around here are still above $3.60, like most of the rest of the country.

Higher gas prices, joblessness, belt-tightening all around - it all adds up to the "hunker down" mentality that seems to have permeated US consumers. Driving is down in a down economy.

At the same time, recalls are still happening regularly.

Just this week Harley recalled bikes for brake lamp system defects, Daimler Trucks recalled buses for brake line dangers and fire dangers, Blue Bird recalled vehicles for passenger seat problems, Cruiser RV had its recall, along with Jayco travel trailers. Even fire trucks were recalled by Ferrara for steering problems that could cause a crash.

In the first 15 business days of this month there have been 25 recalls announced by federal safety investigators. Everything from Chevys to fire trucks and lots in between. Maybe all the recalls have something to do with less mileage too?

Remember, if you've got a lemon and your dealer isn't helping you out, call us on our Toll Free Lemon Law Help Hotline at 1.888.331.6422, or email us right now for a free case review. Getting rid of lemon vehicles is what we do. Everyday.

Burdge Law Office
Because life is too short to drive a lemon.